Greetings,

I slept through the beginning of New Years!  Honestly,  for three weeks I have been very ill.  Apparently the winter in Montana does not agree with me.  A cold and sinus infection wore me to the point of being weary and not able to function!

Yesterday, included a visit to the Doctor some medicine and I feel better today.\

Now, to catch up. Wonder how Rip Van Winkle felt when he woke up?

Molinda

Good Morning Sun!  Today is the first work day of the new year.  I feel an inner excitement that just bubbles.  All the yesterday’s chores are gone.  It’s a new day, a new chance and increased faith for the future.

Where is the future?  I hold it in this moment.  This moment I am sharing with you.

Moments earlier included a visit with God, a healthy breakfast and surfing the net for more ideas for the little house.

Reset:  This month we will build virtually 2 little houses.  Just wait until you see how easy you can become a builder!

For the first week of this month I am reflecting on the detours I took intentionally and by mistake last year.  I did not get to where I was going.

I declare to make a productive journey this year!

Greetings to the Lord’s day!  I thank God I have lived another week.  A dear friend died this week.  He was the song leader at the Church I attended for years.  His legacy leaves memories of songs of comfort at funerals,  songs of joy reflecting a Christian life, songs of praise, and leadership for the choir.   Although he had a profession, he will be remembered as a Song Leader by many.  In the Bible it states to Enter into his Gates with Thanksgiving and into His courts with Praise.  Jimmy Jackson entered into the gates of Heaven this week, and I am sure he was singing.

My summary of the past week includes the internalized spirit of Courage to  keep me focused. My fill-up fuel for my body, mind and soul is to drink a  Cup of Courage each day.  It isn’t a tangible drink but the acceptance that I can do all things through Christ who strengthens me.

My Recipe Book

Did I accomplish all the goals for this past week?  No.  However, I did complete more by being focused.  Prescription for this week is to drink a Cup of Courage each hour that I am awake.  What are the ingredients for a Cup of Courage?

1 Blessed is the man that walketh not in the counsel of the ungodly, nor standeth in the way of sinners, nor sitteth in the seat of the scornful.

² But his delight is in the law of the Lord; and in his law doth he meditate day and night.

³ And he shall be like a tree planted by the rivers of water, that bringeth forth his fruit in his season; his leaf also shall not wither; and whatsoever he doeth shall prosper.

My recipe for a Cup of Courage this week is to hourly take time to reflect and meditate in the law of the Lord!

Wow!   Look at the promise in the verse that follows.  Drinking from  this cup I can look forward to prosperity, good health and leaving behind a good name.

Blessings and Love to all,

Molinda

Are you listening to the voice of doom and gloom?  How about the voice that says succeed and bloom?

Bloom where you are planted.  For today I am planted in Sevierville, Tennessee.  It is true my roots aren’t deep here and I am subject to be transplanted, but I am a healthy specimen and life is well.

Today, I am looking at a lake lot at Douglas Lake for $1,200 down, owner financing and $139.00 per month.  First, order of business is I don’t have 1200 to put down.  Why am I looking?  By checking this out, I will have an idea of the availability of the land for my little house here.  If I like it, perhaps I can barter for the 1200.00

Any ideas?

Once it is evident that you are going to your home is going to be taken by the lender as collateral for their investment, your only option is to move forward.

However, before that day, you can try to earn additional money to keep the payments within a safe range.  You could generate additional income by renting out a room in your home.

What do you know how to do that would be of a service to others?  Do it and charge money.

Work with your lender and get permission to list it for sale as a short sale.

Deed the house to the lender.

Want additional details for implementing one or more of the above?

Contact me!

I made an offer to purchase an acre of land today.  It is in the county has a dip in the middle and is surrounded by trees.

The beauty and complications of this offer is that it is a portion of an existing property that is financed by the bank.  For the seller who is struggling with making the payments on her existing loan, selling a portion would alleviate some of the stress.

The complication includes the offer that wraps around the existing mortgage and will need the banks approval.  Should we receive that I will include the details for you to copy.

It has been an awesome day.   Tomorrow, I will make offers on 2 additional properties.  The reason for the multiple offers is that when you are negotiating to purchase without putting money down, it is a numbers game to receive a good acceptance.  It’s a fun way to go!

Plan A for me was the Dream, of completing a little house from a storage building in three months. Due to several obstacles namely money, money and more money Plan A needs to travel to Plan B.

When working with Clients I would define Plan A as the plan to purchase their Wants.

.Plan B identifies the needs and converts the wants to accessories that can be added in time.  Plan A is like an addiction that calls for all the debt that the mortgage company will approve.  The mortgage is approved and many times income changes in a negative way thus adding to the foreclosure list.

Is there life after foreclosure?  An alternative to foreclosure maybe a short sale.  We will look at these two solutions and life after tomorrow.

In the meantime I am physically continuing my quest for land.  Each night I ask my brain for a solution.  Day after tomorrow I will share a creative thought!