Molinda Goforth
Hello July, I love you.
Summer Don’t Leave
End of August Brings End of Summer
August 29th.
So much has happened since August 3rd, when I last posted on the blog. I was getting my car service that day. I recall a warm memory at that time thinking I had taken good care of the car, no wrecks or dents and it would last me a long time! The odometer registered 121,000 miles. I had personally driven at least 118,000 of them.
And Then…
Later in the month, Mother nature paid a visit and rained hail! My granddaughter and I were riding in the car when the storm started. It sounded like construction workers pounding on the roof.
We pulled into a drive way and turned the music up loud. In less than 12 minutes the storm was over!
According to the insurance company my car is totaled. I disagreed.
It’s no longer beautiful; however, it did not affect the driving capabilities. I opted to keep the car. I relinquished some of the payment from them. In essence, I bought the car back.
I am pleased. If you recall, the cars name was Victory. Should I change her name to Strawberry? She looks like strawberries without the little black dots!
A friend and I plan to drive her to the South before Winter. Maybe I should keep it Southern and Call her “Strawberry Victory”! What do you think?
In the coming week, I will wash and wax her and clean the inside. Somewhere in the near future, another car awaits. For now, I don’t have a payment. The car is a constant reminder life’s storms leave scars and dents, but don’t prohibit us from moving forward.
Victory or Strawberry?
Stress Takes a Toll on Health
When the hail pounded down, a sense of fear entered. For several nights, I would awaken dreading the weather. Next, dealing with the insurance company and agreeing to disagree magnified the situation. Lack of sleep, combined with trauma during the storm drained my energy and my ability to focus.
I consoled myself with food. Comfort foods and too many rich meals resulted in only a 5 pound weight loss.
Weight loss goal was not met and I didn’t feel the best. It was time for some personal attention.
Getting Better
Meditation moments with God, visits to the chiropractor, sprinkled with moments of laughter and taking vitamins turned it around!
I actually shopped 3 different venues for vitamins. First, I considered the ones offered at the chiropractic office. Then, shopped the local health food store. Finally, I visited the local natural foods store. Prices differed with each store.
Next, I checked to see if Amazon offered the ones I wanted. Yes, they did at a better price. I ordered and received them the next day.
Many times Amazon Prime is a money saver. This is the bottle of vitamins I ordered from them and they were delivered with shipping cost covered by my membership.
Today is Beauty day. I am taking my granddaughter to get a manicure. Tomorrow, it will be my turn for a manicure. The weather is beautiful. Just a scent of Fall is in the air, a sad reminder that summer is almost gone. Amazon finds are shared with you and manicure is done!
In the meantime let’s,
Go forth and prosper
Enjoy your day,
Molinda Sue
Your House Payment Is Late!
I have been there, felt that pain, wore that tee shirt. Your house payment is late.
How does this picture go? Within a day or two you will start getting calls from the lender. Remember, you are the servant.
Actually though, if you haven’t made the payment within 30 days on the 31st day you become one over 30 on your credit report. If you had made a partial payment as we noted last time you could make the other half and late fees and start over with the late process.
Continue on, making other bills other than the house payment and one month turns to two then you are in a critical stage because at 30 over 30 days late foreclosure becomes real.
From observation, I have notice the first thing on a troubled home owners mind is to borrow the path out of debt. Once a house payment is documented as late, it is almost impossible to refinance.
What are some options to do during troubled times to avoid this train wreck?
Beautiful Grandmothers!
Eliana Grace Edwards, daughter of Kris Edwards and Christina Kechanin resides in Boise, Idaho. She is my youngest grandchild.
Traveling across the country I stopped in Billings, Montana. Ellie’s other grandmother, Peggy Kechanin, treated me to a fabulous lunch.
Enjoy our smiles. We have been talking about Ms. Ellie.
That’s me on the left and Peggy on the right!